US Pensions

In the United States, employers play a key role in helping workers save for retirement. About half of all privately employed people and most government employees are covered by some type of pension plan.

Employers are not required to sponsor pension plans, but the government encourages them to do so by offering generous tax breaks if they establish and contribute to employee pensions.

That said, many people -- generally those who are self-employed, those whose employers do not provide a pension, and those who believe their pension plans are inadequate -- also save part of their income in special tax-favoured accounts known as Individual Retirement Accounts (IRAs).

As a United States citizen working overseas you are also likely to need to explore other ways of saving for your retirement.

Holborn employ two US qualified advisers and Pension Experts who can provide tailored advice and recommendations to ensure you live the retirement plan you intended. Contact a qualified Holborn Assets adviser today for more information.